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Day to Day Account

The account that looks after you and your money, every day of the year

Spending made simple

With the Day to Day Account, you'll get a simple everyday bank account with a Visa debit card, no monthly account fee, and no minimum deposit. This could be the account for you if you've got an eligible government concession card. 

What you'll get with an HSBC Day to Day Account

No account fees or ATM charges

Enjoy no monthly account fees and no charges for withdrawals at HSBC ATMs[@nonhsbc-branded-atms]

Contactless payments

Pay on-the-go via Visa payWave (for contactless payments under $100), Google Pay, and Apple Pay[@cards-mobile-payments].

Convenient Visa debit card payments

Pay with peace of mind when you shop online, in store, or pay your bills – your Visa card protects you from unauthorised purchases[@visa-zero-liability].

Exclusive offers and rewards

Shop at over 1,500 Australian retailers, and get special privileges at over 27,000 outlets worldwide with the home&Away Privilege Program[@accounts-homeaway].

Link your accounts

You can link your HSBC Day to Day Account to your Bonus Savings Account or Everyday Savings Account. We'll also help you switch to HSBC from another bank – open your account and let us handle the rest.

What you need to know

Are you eligible?

To apply for an HBSC Day to Day Account, you'll need to:

  • Be at least 16 years old
  • Have a valid passport or Australian driver's licence
  • Have an Australian residential address

Good to know 

Ready to get started?

New to HSBC

If you've never banked with us before, you can apply online for an HSBC Day to Day Account in 5 easy steps. We recommend using the latest version of Chrome or Safari to do so.

Existing HSBC customer

If you already bank with us, you can apply via HSBC Online Banking.

Other ways to apply 

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Important information

Other banking services fees and charges may apply. Please check the personal banking booklet (PDF, 596KB). This advertisement provides general advice only and doesn't take into account your objectives, financial situation, or needs. Please check the transaction and savings accounts terms and conditions (PDF, 5.5MB) and financial services guide (PDF, 265KB) before you get this product. You can also get this information by calling us on 1300 308 008, visiting your local branch, or going to www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.